Today we are inviting you to test your level of creativity by finding new ways to live within your means and save more. Here are a few tips from us.

1. Kill pride and laziness and make a budget. As boring as it appears, planning what to spend your money on and tracking what you do spend will help you to cut away spending habits which cause money to disappear. Also, don’t be ashamed to live in a studio apartment and rely on Uber instead of buying a car, if that gives you more room to save for assets on which you have your eyes.


2. Be banking fee and interest rate shy: Use only the amount of credit that you can pay back in one month, before the billing date on your credit card. In this way you will save thousands in fees which can be used for something better, like the deposit on a new investment property.