After working in a commercial bank for a little over a decade I have come to realise that saving is not the only path on the journey to building wealth and gaining financial independence. The truth is, at some point in our lives we come to a point where we have some decisions to make about our financial future. As children, we are taught how to not only work for money but also how to save money. Many of us opened our first bank accounts while in basic or prep school, receiving little ceramic piggy banks in which we would put portions of our lunch money for future endeavours.

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